Financial Loan for Training of Commercial Pilot

How the process works

1. 1

   Step 1: Check eligibility

   Gujarat SEBC candidate meeting DGCA educational, technical, and medical fitness criteria, admitted to a recognised flying training organisation. Passed Class 12 / Higher Secondary / Indian School Certificate examination or equivalent. Satisfy all DGCA medical and fitness requirements for commercial pilot training. Obtained admission or accepted for pilot training at a recognised flying school in India or abroad. Requires one financially solvent guarantor and a registered mortgage of immovable property belonging to parents/guarantor.

2. 2

   Step 2: Prepare documents

   The official source lists the following documents.

   Documents needed for this step

   • Aadhaar card of applicant and parents.
   • Valid SEBC caste certificate.
   • School Leaving Certificate.
   • Class 10 and Class 12 marksheets / certificates.
   • Flying training institute admission / consent letter.
   • Detailed fee estimate of commercial pilot training costs from flying school.
   • DGCA Medical Fitness Certificate (Class I / Class II).
   • Passport, visa, and air ticket (if training is overseas).
   • Bank passbook or cancelled cheque with IFSC.
   • Parent/guarantor property records, title deed, and property valuation report.
   • Guarantor identity, income, and solvency documents.
3. 3

   Step 3: Apply

   Both Online and District Office: Apply online at https://esamajkalyan.gujarat.gov.in/ and submit two complete physical sets to District Developing Castes Welfare Office. Step 1: Register on https://esamajkalyan.gujarat.gov.in/ and navigate to Director Developing Castes Welfare → Commercial Pilot Training Loan. Step 2: Enter personal, educational, aviation admission, and guarantor details, uploading supporting documents. Step 3: Submit online, print the application form, and submit two physical sets with original documents to the District Office. Step 4: Following district verification, execute registered mortgage deed in favour of Government; loan is disbursed to the beneficiary's bank account.

4. 4

   Step 4: Verification

   Verification of DGCA fitness, flying institute fees, and legal property title verification by District Office.

5. 5

   Step 5: Sanction / decision

   Decision authority, as stated by the official source: Director, Developing Castes Welfare, Government of Gujarat.

6. 6

   Step 6: Benefit

   Loan assistance up to ₹25 Lakh for flying hours, simulator training, ground school, and licence fees. Subsidised simple interest rate of 4% per annum (penal interest of 2.5% applies on default). Moratorium period of 1 year following loan disbursement before repayment starts. Repayment tenure of up to 10 years for principal, followed by up to 2 years for interest. Direct credit to student's bank account in accordance with training fee schedule.

7. 7

   Step 7: If delayed or rejected

   This step has not yet been confirmed from an official source. Please refer to the official portal or the concerned department.

8. 8

   Step 8: Grievance / appeal

   Helpdesk: 079-23253245 (Director Developing Castes Welfare, Gandhinagar) and Gujarat SWAGAT portal https://swagat.gujarat.gov.in/