housing

Pradhan Mantri Awaas Yojana–Gramin

Ministry of Rural Development, Government of India / Panchayat, Rural Housing and Rural Development Department, Gujarat

Pradhan Mantri Awaas Yojana–Gramin (PMAY-G) provides direct financial assistance to rural households living in kutcha or dilapidated houses to construct a permanent pucca house of minimum 25 sq.m. Beneficiaries receive ₹1.20 Lakh unit assistance in plain areas (including Gujarat), 90/95 days of unskilled MGNREGA wages, and ₹12,000 for toilet construction.

Last verified: 2026-10-22

Chandan Charitable Trust is not a government agency. It does not sanction benefits or process applications. Final eligibility, verification and sanction rest solely with the competent government authority.

How the process works

Step 1: Check eligibility
Rural households living in kutcha or dilapidated houses identified through verified Awaas+ survey and Gram Sabha prioritisation list. Household must be included in the verified permanent waiting list / Awaas+ survey list. Must not possess a pucca house anywhere in India. Must construct a minimum 25 square metre pucca house including dedicated hygienic cooking space.
2
Step 2: Prepare documents
The official source lists the following documents.
Documents needed for this step
- Aadhaar card of beneficiary and adult family members with e-KYC consent.
- Bank account details linked to Aadhaar/DBT.
- MGNREGA Job Card number.
- Land ownership / house site plot possession certificate.
- Photograph of existing kutcha house and geotagged site photo.
Step 3: Apply
Selection through Gram Panchayat survey, Awaas+ identification and Gram Sabha prioritisation; no direct individual online application form. Step 1: Gram Panchayat enumerates eligible houseless/kutcha-house families under Awaas+ survey. Step 2: Gram Sabha scrutinises and approves the annual priority beneficiary list. Step 3: Block Development Officer (BDO) issues registered sanction order. Step 4: Geo-tagged photos uploaded via AwaasApp at foundation, lintel, and roof stages. Step 5: Financial instalments released directly into beneficiary bank account linked to construction progress.
Step 4: Verification
Gram Sabha social audit and three-stage geotagged photography verification via AwaasApp.
Step 5: Sanction / decision
Decision authority, as stated by the official source: District Rural Development Agency (DRDA) / Taluka Development Officer, Government of Gujarat.
Step 6: Benefit
Unit assistance of ₹1.20 Lakh in plain areas including Gujarat, released in three construction-linked instalments directly to bank account. Convergence support for 90/95 person-days of unskilled labour wages under MGNREGA (approx ₹20,000+). Additional grant of ₹12,000 for toilet construction under Swachh Bharat Mission (Gramin). Direct Benefit Transfer (DBT) directly into beneficiary bank account via PFMS in 3 instalments.
Step 7: If delayed or rejected
This step has not yet been confirmed from an official source. Please refer to the official portal or the concerned department.
Step 8: Grievance / appeal
Gram Panchayat appeal, Taluka Development Officer (TDO) and Central PG Portal https://pgportal.gov.in/

Eligibility details

Category: Priority to SC/ST, minorities, widows, disabled and deprived rural households as per SECC/Awaas+ deprivation criteria.
Residency: Resident of rural Gram Panchayat area.

Official links

Official information page (opens in new window)

Sources

Official Government Source

Verified: 2026-10-22

Pradhan Mantri Awaas Yojana - Gramin Official Portal

Disclaimer: Chandan Charitable Trust facilitates awareness of government schemes. Final eligibility, sanction, and disbursement are solely determined by the competent government authority.

Official Government Source

Verified: 2026-10-22

Union Cabinet Approval - Continuation of PMAY-Gramin through FY 2028-29

Disclaimer: Chandan Charitable Trust facilitates awareness of government schemes. Final eligibility, sanction, and disbursement are solely determined by the competent government authority.

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Pradhan Mantri Awaas Yojana–Gramin

Ministry of Rural Development, Government of India / Panchayat, Rural Housing and Rural Development Department, Gujarat

Last verified: 2026-10-22

How the process works

Step 1: Check eligibility

Rural households living in kutcha or dilapidated houses identified through verified Awaas+ survey and Gram Sabha prioritisation list. Household must be included in the verified permanent waiting list / Awaas+ survey list. Must not possess a pucca house anywhere in India. Must construct a minimum 25 square metre pucca house including dedicated hygienic cooking space.

Step 2: Prepare documents

The official source lists the following documents.

Documents needed for this step

Aadhaar card of beneficiary and adult family members with e-KYC consent.
Bank account details linked to Aadhaar/DBT.
MGNREGA Job Card number.
Land ownership / house site plot possession certificate.
Photograph of existing kutcha house and geotagged site photo.

Step 3: Apply

Selection through Gram Panchayat survey, Awaas+ identification and Gram Sabha prioritisation; no direct individual online application form. Step 1: Gram Panchayat enumerates eligible houseless/kutcha-house families under Awaas+ survey. Step 2: Gram Sabha scrutinises and approves the annual priority beneficiary list. Step 3: Block Development Officer (BDO) issues registered sanction order. Step 4: Geo-tagged photos uploaded via AwaasApp at foundation, lintel, and roof stages. Step 5: Financial instalments released directly into beneficiary bank account linked to construction progress.

Step 4: Verification

Gram Sabha social audit and three-stage geotagged photography verification via AwaasApp.

Step 5: Sanction / decision

Decision authority, as stated by the official source: District Rural Development Agency (DRDA) / Taluka Development Officer, Government of Gujarat.

Step 6: Benefit

Unit assistance of ₹1.20 Lakh in plain areas including Gujarat, released in three construction-linked instalments directly to bank account. Convergence support for 90/95 person-days of unskilled labour wages under MGNREGA (approx ₹20,000+). Additional grant of ₹12,000 for toilet construction under Swachh Bharat Mission (Gramin). Direct Benefit Transfer (DBT) directly into beneficiary bank account via PFMS in 3 instalments.

Step 7: If delayed or rejected

This step has not yet been confirmed from an official source. Please refer to the official portal or the concerned department.

Step 8: Grievance / appeal

Gram Panchayat appeal, Taluka Development Officer (TDO) and Central PG Portal https://pgportal.gov.in/

Sources

Official Government Source

Verified: 2026-10-22

Pradhan Mantri Awaas Yojana - Gramin Official Portal

Disclaimer: Chandan Charitable Trust facilitates awareness of government schemes. Final eligibility, sanction, and disbursement are solely determined by the competent government authority.

Official Government Source

Verified: 2026-10-22

Union Cabinet Approval - Continuation of PMAY-Gramin through FY 2028-29

Disclaimer: Chandan Charitable Trust facilitates awareness of government schemes. Final eligibility, sanction, and disbursement are solely determined by the competent government authority.